Investing
Aluminum ETF: How to Get Exposure and Compare the Risks
Know the exposure behind the ticker. An aluminum ETF search can lead to very different investments: a fund holding industrial-metal futures, a fund owning…
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Investing
Beginner-friendly guides to investing, risk, diversification, stocks, mutual funds, and long-term wealth building.
Investing
SPLV ETF Explained: Holdings, Fees, Dividends and Risks
A calmer approach to stocks still comes with market risk. SPLV ETF is the Invesco S&P 500 Low Volatility ETF, a U.S. stock fund…
Investing
VGT Dividend: Payment Schedule, Yield and Reinvestment Explained
Yes, VGT pays dividends. The Vanguard Information Technology ETF has a quarterly distribution schedule, but its payment amount changes and is not guaranteed. A…
Investing
How Much Is My Savings Bond Worth? How to Check Its Current Value
How much is my savings bond worth? For a paper U.S. savings bond, check TreasuryDirect’s official Savings Bond Calculator using the series, denomination and…
Investing
PCOXX Money Market Fund: Yield, Fees, Minimums and Risks
The PCOXX money market fund is the Wealth share class of the Federated Hermes Prime Cash Obligations Fund. It is designed to earn income…
Investing
What Is a Stock Warrant? How It Works, Examples and Risks
Understand the right to buy before paying for the opportunity. A stock warrant gives its holder the right, but not the obligation, to buy…
Investing
Stock Appreciation Rights: How They Work, Examples and Risks
Understand your award. Plan for the payout. Stock appreciation rights (SARs) are an employee benefit that can pay you for an increase in your…
Investing
401(k) Rule of 55: Eligibility, Taxes and Withdrawal Rules
Retire earlier. Check the rules before moving your money. The 401(k) Rule of 55 can let you take withdrawals from a qualifying employer retirement…
Investing
Buy Borrow Die Strategy: How It Works and Its Risks
The buy borrow die strategy describes a way to keep appreciated assets, borrow against them for cash, and eventually pass qualifying assets to heirs.…
Investing
Cash Available to Trade vs Settled Cash: 3 Key Differences
Cash available to trade vs settled cash describes two different questions: how much your broker currently permits you to use for purchases, and how…
Investing
What Is a Wrap Account? Fees, Benefits, Risks and Examples
A wrap account is a professionally managed investment account that generally charges one bundled, asset-based fee for several services. Depending on the program, that…
Investing
Net Income vs. Retained Earnings: Where a Company’s Profit Actually Goes
Net income and retained earnings are closely connected, but they do not measure the same thing. Net income shows whether a company earned a…