Insurance
Fleet Insurance: Coverage, Costs and How It Works
Keep your business moving with coverage built for its vehicles. Fleet insurance is a commercial auto insurance arrangement that covers multiple business vehicles under…
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Insurance
Clear U.S. insurance guides covering auto, health, home, renters, landlord, life and general protection, including costs, deductibles, exclusions and claims.
Auto Insurance Health Insurance Homeowners Insurance Landlord Insurance Renters Insurance
Homeowners Insurance
Condo Association Insurance: Coverage, Master Policies and Common Gaps
Condo association insurance protects the condominium community against specified property and liability losses. Its master policy typically addresses shared buildings and common areas, while…
Personal Finance
Does Renters Insurance Cover Firearms? Limits, Theft and Exclusions
Does renters insurance cover firearms? Often, yes: an eligible firearm may be covered as personal property when theft, fire, or another covered event causes…
Homeowners Insurance
Extended Replacement Cost: How Extra Home Coverage Works
Plan for rebuilding costs beyond the estimate. Extended replacement cost is additional dwelling coverage that can pay above your home insurance policy's stated limit…
Homeowners Insurance
Homeowners Insurance Cancelled Because of Your Roof? What to Do Next
Protect your coverage. Resolve the roof issue before the deadline. If your homeowners insurance is cancelled because of your roof, start with the date…
Insurance
Insurance Appraisal: How the Claim Dispute Process Works
Insurance appraisal is a process that can help resolve a disagreement about the dollar amount of a property insurance loss. If your insurer’s estimate…
Homeowners Insurance
Recoverable Depreciation: 6 Essential Steps to Claim It
Recoverable depreciation is money withheld from an initial property-insurance payment that may become payable after eligible repairs or replacement. It is commonly the difference…
Auto Insurance
Can You Get Car Insurance Without a License? 5 Options
Can you get car insurance without a license? Yes, in some circumstances. You may be able to insure a car you own while a…
Auto Insurance
What Happens If Car Insurance Lapses? 5 Steps to Take
What happens if car insurance lapses? You have a gap in coverage, so your former policy generally will not cover an accident that occurs…
Renters Insurance
Can You Have Two Renters Insurance Policies? Claims Explained
Cover the right home and belongings—without paying for unnecessary overlap. Yes, you can have two renters insurance policies in some situations, subject to each…
Homeowners Insurance
Does Homeowners Insurance Cover Tree Removal? Damage and Cleanup Explained
Homeowners insurance may cover tree removal when a tree falls because of a covered event and damages an insured structure, such as your house,…
Homeowners Insurance
Does Homeowners Insurance Cover Plumbing? Pipes, Leaks and Repairs Explained
Homeowners insurance may cover sudden and accidental water damage caused by plumbing, but it does not function as a plumbing maintenance plan. If a…