Homeowners Insurance
Does Homeowners Insurance Cover Water Heater Damage or Replacement?
A failed water heater can create two separate expenses: replacing the unit and repairing the water damage it causes. Does homeowners insurance cover a…
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Insurance
Clear U.S. insurance guides covering auto, health, home, renters, landlord, life and general protection, including costs, deductibles, exclusions and claims.
Auto Insurance Health Insurance Homeowners Insurance Landlord Insurance Renters Insurance
Homeowners Insurance
Does Homeowners Insurance Cover HVAC Repair or Replacement?
Repairing or replacing an HVAC system can cost thousands of dollars. Whether homeowners insurance helps pay the bill depends primarily on why the system…
Landlord Insurance
How Much Does Landlord Insurance Cost? Rates and Cost Factors
Landlord insurance protects a tenant-occupied property against covered damage, liability claims, and potentially lost rental income following an insured event. But how much does…
Landlord Insurance
Rent Guarantee Insurance: How It Works for U.S. Landlords
A landlord may be able to repair physical damage to a rental property, but recovering several months of unpaid rent can be much more…
Landlord Insurance
Does Landlord Insurance Cover Tenant Damage? What Landlords Should Know
Discovering damage after a tenant moves out can be expensive and frustrating. You may find stained flooring, broken doors, holes in walls, damaged appliances,…
Landlord Insurance
Landlord Insurance vs. Homeowners Insurance: What’s the Difference?
Homeowners insurance and landlord insurance can both protect a residential building, but they are designed for different ways of using the property. Homeowners insurance…
Renters Insurance
Does Renters Insurance Cover Electronics? What’s Covered and What Isn’t
Laptops, televisions, smartphones, gaming consoles, cameras, and other electronics can represent a substantial part of your personal property. If they are stolen or damaged,…
Renters Insurance
Does Renters Insurance Cover Pet Damage to Carpet or Other Property
Your dog tears up the carpet near the door, or your cat repeatedly urinates in one corner of the apartment. Will renters insurance pay…
Renters Insurance
Does Renters Insurance Cover Power Outage, Spoiled Food, or a Hotel?
Renters insurance may cover certain losses caused by a power outage, but the outage itself is not usually enough to trigger coverage. Whether the…
Renters Insurance
Does Renters Insurance Cover Fire Damage? What Renters Need to Know
Renters insurance generally covers personal belongings damaged or destroyed by fire, smoke, and certain related losses. It may also pay additional living expenses when…
Renters Insurance
Does Renters Insurance Cover Earthquakes? Coverage, Costs, and Deductibles
Standard renters insurance generally does not cover personal belongings damaged directly by an earthquake. Earth movement is commonly listed as an exclusion, along with…
Renters Insurance
Does Renters Insurance Cover Hurricane Damage? Wind, Flooding, and Evacuation
Renters insurance may cover hurricane damage to your personal belongings when the loss results from a covered event such as wind, wind-driven rain entering…